Navigate Accountancy brandmark
Navigate Accountancy Brandmark

Virtual Finance 
Office 

Navigate Brandmark

Virtual Finance 
Office 

For many small businesses, hiring a full-time finance director simply isn’t realistic. Yet it’s often these very businesses that need expert financial guidance the most. That’s where our Virtual Finance Office (VFO) comes in.


Our VFO service gives you access to the knowledge and experience of a full finance team, from bookkeeper to FD, at a fraction of the cost of employing one. We’ll take responsibility for your finance function, bringing structure and expert support so you can focus on running your business.


We’ll handle everything from bookkeeping, management accounts and cash flow forecasting to high-level financial strategy. You’ll get up-to-date insights, reliable reports, and the reassurance that your numbers are accurate and working for you. We never use financial jargon and never make things sound more complicated than they are – everything is explained clearly and practically so you always know where you stand.

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Four women laughing together outside and one woman working on a laptop.

Expert support that fits your business

We can act as your full finance team or fill the gaps where you need extra support. Our service is fully flexible, so whether you need ongoing help or project-based support, we can help.


Technology allows us to manage everything remotely while keeping communication personal and proactive. It’s like having a finance director on your side, without the six-figure salary.


With our support, you’ll:

  • Gain real-time visibility of your finances
  • Save time with streamlined systems and smart technology
  • Make informed decisions with meaningful management data
  • Have a trusted advisor to act as your sounding board
  • Scale confidently with flexible finance support

Frequently Asked Questions

A Virtual Finance Office (VFO) gives you access to the skills and experience of a full finance team without the cost of hiring one in-house. We manage your finance function remotely, using the latest technology to keep everything running smoothly.

You’ll save time, gain financial clarity, and have access to expert advice, all without the cost of employing an in-house team. Most importantly, you’ll have the confidence that your finances are managed properly, giving you more time to focus on running  your business.

Our VFO is ideal for small and growing businesses that need more financial structure and insight but aren’t ready to hire a full-time finance director. Many of our clients are business owners juggling multiple roles and want expert guidance to stay organised and make confident financial decisions.

Our VFO service is tailored to your business needs and often costs less than employing a full-time junior team member. You only pay for the level of support you need – from day-to-day bookkeeping to strategic financial advice.

We can handle your bookkeeping, management accounts, budgeting, cash flow forecasting, and financial strategy. You’ll also receive clear, practical advice and regular updates so you always know where your business stands.

Yes. We can either manage your entire finance function or fill the gaps where you need extra support. Our approach is flexible and fully tailored to how your business operates.