I’m Frances – business owner, chartered accountant, tax adviser, and the lead accountant for our clients here at Navigate. As someone who runs a business myself, I understand the juggle and the many hats that come with it. That’s exactly why I’m so passionate about helping other business owners feel more in control of their numbers – and less stressed about them.

I love working closely with small business owners to bring clarity to the figures. Whether it’s supporting you with strategic decisions, identifying growth opportunities, or simply freeing up your time, my aim is to give you the confidence to focus on what matters most – with the peace of mind that your finances are in safe hands.



Outside of work, you’ll usually find me keeping up with my two daughters, unwinding in a yoga class, or off exploring new places with my husband. For me, life is all about balancing the spreadsheets with a healthy dose of adventure.